looking for retirement advisor
I have an investment advisor who also does retirement plans but I'd like to talk to someone who is tax centric and can guide me through the best ways to manage my withdrawals with medicare costs in mind, etc. Right now, I feel that I can make mistakes in withdrawal amounts that can put me in a higher tax bracket and a higher medicare cost bracket. I want someone who proactively plans withdrawals and spending to minimize taxes and costs Does anyone have a recommendation for someone who knows this aspect of retirement? Thanks in advance for any guidance you can provide.
Jun 30, 2024
Parent Replies
Hello there -- we have just the kind of financial planner/retirement advisor you're seeking: https://elmwoodwealth.com/ Our family has been with Elmwood Wealth Management (510-858-2723) for over five years now, and our in-laws have also come on board. What stands out about the team at Elmwood Wealth is that 1) they operate as a team -- we work closely with Bob, Shannon and Julie, and don't feel "passed along" to junior staff. The principals have even answered my panicked emails late at night at tax and year-end deadlines, though we're always working to minimize fire drills. 2) Tax brackets and implications have been a deep part of all conversations, whether it's real estate, the markets, ROTH contributions or other asset situations like estate planning. And they're helpful at tax time, making sure our CPA has what they need etc. 3) I enjoy their low-key "bedside manner" too. They're the opposite of a type-A, pressured environment. Their fees are fair and clear, and well worth it for our portfolio health and peace of mind. And I always enjoy our meetings with them.