GEICO for auto insurance?
My auto insurance rates with state farm are getting expensive and I'd like a cheaper but also reliable alternative.
has anyone used GEICO and had to file a claim with them? how did it go?
What about metromile?
Thanks- wish I could walk everywhere
Jun 21, 2017
Parent Replies
My wife and I have geico insurance and we haven't had any issues with them. A (likely) drunk driver crashed into our car while it was parked in front of our house. It was the middle of the night and the guy drove away so we had no information on him. Our car was declared totaled but Geico was very understanding and the whole process was pretty smooth. I think from the time the car was totaled to when we received the check and started car shopping only a week or so had passed.
We have filed claims with GEICO, which we've had for years. Went very smoothly. And I think my premiums didn't go up, tho' there could've been an argument to do so. I would recommend them.
We've had GEICO car insurance for about 15 years and are happy with it. We've only had one claim, but it was a big one - totaled the car - and they dealt with it well. I'm curious to hear what others say about Metromile - I looked into them because we drive so little, but wasn't quite sure I wanted to leave GEICO when everything is going so smoothly.
I have had Geico for the last 20+ years...It is not cheap ( but they may be all as expensive) I have had couple of small accidents and they had payed with no issues. very attentive. I'm planning to stay with them..
I've had GEICO for a number of years now, previously with 21st Century and way back, AAA. Service has been fine, comparable to 21st and AAA, except a little less expensive.
Geico certainly has affordable rates though I would AVOID using them. I was hit by a underinsured, drunk driver and had a large policy limit for underinsured drivers. So it was my insurance through Geico that I filed the claim with. I had one of the top personal injury lawyers in SF representing me who said GEICO has the worst reputation when it comes to playing fair for claims, especially larger ones. They were beyond terrible. Don't let that little lizard fool you..
My lawyer recommended AAA insurance in terms of fairness in dealing with claims and that's what I've been using since.
Walking is awesome- my accident though was as a pedestrian. Good to know the auto insurance covers you as a pedestrian as well when hit by uninsured/underinsured.
I used Geico for many yes and had to file claims- nonprob.nknly reason I switched to AAA is cause It ended up being cheaper to join my wife and her AAA with multi car disCount.